The green transformation journey of SMEs begins with Akbank!
By reducing the carbon footprint of your business, you can turn the risks you may face due to the Border Carbon Regulation into an opportunity and increase your competitiveness.
Renewable Energy Loan
Purpose: To support the investments made in order to reduce the carbon footprint of SMEs by providing financing in parallel with the Green Agreement and the Border Carbon Regulation.
Who can be injured?
All SMEs that invest in the production, use and distribution of renewable energies and that operate in the production and sale of special materials and spare parts to be used in such investments can benefit from this loan.
Loan amount: Maximum 2 million EUR or 34 million TL
Currency: TL or YP
Maturity: Up to 7 years
Energy Efficiency Loan
Purpose: To support businesses by providing financing for investments, machinery purchases and transactions to reduce energy expenditures and increase energy efficiency, within the scope of transition to green and clean energy, in cases where production capacity does not change.
Who can be injured?
All SMEs that contribute to energy efficiency, invest in evaluated and approved high-performance technology and materials can benefit from this loan.
Loan amount: Maximum 2 million EUR or 34 million TL
Currency: TL or YP
Maturity: Up to 7 years
Waste Management Loan
Purpose: To support businesses by providing financing for investments, machinery purchases and transactions aimed at reducing their environmental footprint.
Who can be injured?
All SMEs that invest in waste prevention, waste reduction, waste recycling and operate for the use of recycled raw materials or intermediate products for production can benefit from this loan.
Loan amount: Maximum 2 million EUR or 34 million TL
Currency: TL or YP
Maturity: Up to 7 years
Credit / Equity relationship: A minimum of 20% of the investment amount should be financed by the equity contribution.
Waste Water Management Loan and Water Management Loan
Purpose: To support businesses by providing financing for investments, machinery purchases and transactions aimed at reducing their environmental footprint.
Who can be injured?
All SMEs that invest in projects that reduce water consumption, recycle or increase the efficiency of resources, especially in the fields of textile and fabric production, can benefit from this loan.
Loan amount: Maximum 2 million EUR or 34 million TL
Currency: TL or YP
Maturity: Up to 7 years
Credit / Equity relationship: A minimum of 20% of the investment amount should be financed by the equity contribution.
Clean Transportation Loan
Purpose: To provide financial support to businesses for investments made within the scope of the transition of mobility to a low carbon economy.
Who can be injured?
All SMEs investing in electric and hybrid transportation, the proliferation of clean infrastructure energy vehicles and the reduction of harmful emissions can benefit from this loan.
Loan amount: Maximum 2 million EUR or 34 million TL
Currency: TL or YP
Maturity: Up to 7 years
Credit / Equity relationship: A minimum of 20% of the investment amount should be financed by the equity contribution.
Sustainable Agriculture Loan
Purpose: To provide financial support to enterprises for resource efficiency and sustainable production investments in agriculture.
Loan amount: Maximum 2 million EUR or 34 million TL
Currency: TL or YP
Maturity: Up to 7 years
Credit / Equity relationship: A minimum of 20% of the investment amount should be financed by the equity contribution.
Step by Step Credit Application Process
- The SME applying for a loan provides our bank with details on the budget of the investment subject to financing, the investment schedule and how to reduce its environmental footprint through the relevant investment.
- The investment plan is evaluated by our bank's sustainable finance experts. If it is found appropriate, the necessary loan application step is taken to obtain financing, if it is not found, the application step cannot be started.
- If the investment plan is found appropriate, an environmental consultant is assigned to the SME on a project-specific basis.
- After the consultant's examinations, our bank evaluates issues such as the feasibility of investment, the financial situation of the SME and its understanding of doing business within the framework of credit policies. If the evaluation is positive, a credit limit is determined by our bank. We would like to state that applications that do not comply with our bank's credit policies will result in negative results and the loan cannot be used.
- Various information and documents are requested from the owners of the applications that are evaluated positively in line with the credit policies of our bank. If all the information and documents are complete and valid, the loan is concluded positively and used by way of advance or progress payment.