SME Eco Transition Package

Take action for the future of your business and the world

Apply for the Akbank SME Eco Transition Package now and start your green transformation journey with best-fit loan opportunities and consultancy services.
You may find our Sustainable Finance Framework with following this link.

The green transformation journey of SMEs begins with Akbank!

By reducing the carbon footprint of your business, you can turn the risks you may face due to the Border Carbon Adjustment into an opportunity and increase your competitive advantage in the market.

Renewable Energy Loan

Aim: To support the investments made in order to reduce the carbon footprint of SMEs by providing financing in parallel with the EU Green Deal and Carbon Border Adjustment Mechanism

Who can be benefited?

All SMEs investing in the production, use and distribution of renewable energy and those operate in the production and sale of special materials and spare parts to be used in such investments can benefit from this loan.

Loan amount: Maximum 2 million EUR or 34 million TL

Currency: TL or FX

Term: Up to 7 years

Interest rate: Please consult with our nearest branch for the current interest rate.

Loan / Equity relationship: Minimum 20% of the investment amount must be financed by the equity contribution.

We are waiting you to our nearest branch to receive your application.

Click for our nearest branches.

Energy Efficiency Loan

Aim: To support businesses by providing financing for investments, machinery purchases and transactions to reduce energy expenditures and increase energy efficiency, within the scope of transition to green and clean energy, in cases where production capacity does not change.

Who can be benefited?

All SMEs investing in assessed and approved high-performance technology and materials contributing to energy efficiency can benefit from this loan.

Loan amount: Maximum 2 million EUR or 34 million TL

Currency: TL or FX

Term: Up to 7 years

Interest rate: Please consult with our nearest branch for the current interest rate.

Loan / Equity relationship: Minimum 20% of the investment amount must be financed by the equity contribution.

We are waiting you to our nearest branch to receive your application.

Click for our nearest branches.

Waste Management Loan

Aim: To support businesses by providing financing for investments, machinery procurement and transactions made to reduce their environmental footprint.

Who can be benefited?

All SMEs that invest in prevention, reduction, recycling of waste and those utilize recycled raw materials or intermediate products for production can benefit from this loan.

Loan amount: Maximum 2 million EUR or 34 million TL

Currency: TL or FX

Term: Up to 7 years

Interest rate: Please consult with our nearest branch for the current interest rate.

Loan / Equity relationship: Minimum 20% of the investment amount should be financed by the equity contribution.

We are waiting you to our nearest branch to receive your application.

Click for our nearest branches.

Waste Water Management Loan & Water Management Loan

Aim: To support businesses by providing financing for investments, machinery procurement and transactions made in order to reduce their environmental footprint.

Who can be injured?

Especially in the fields of textile and fabric production; All SMEs that invest in projects that reduce water consumption, recycle or increase the efficiency of resources can benefit from this loan.

Loan amount: Maximum 2 million EUR or 34 million TL

Currency: TL or FX

Term: Up to 7 years

Interest rate: Please consult with our nearest branch for the current interest rate.

Loan / Equity relationship: Minimum 20% of the investment amount should be financed by the equity contribution.

We are waiting you to our nearest branch to receive your application.

Click for our nearest branches.

Clean Transportation Loan

Aim: To provide financial support to businesses for investments made within the scope of the transition of mobility to a low carbon economy.

Who can be benefited?

All SMEs investing in electric and hybrid transportation, the proliferation of clean infrastructure energy vehicles and the reduction of harmful emissions can benefit from this loan.

Loan amount: Maximum 2 million EUR or 34 million TL

Currency: TL or FX

Term: Up to 7 years

Interest rate: Please consult with our nearest branch for the current interest rate.

Loan / Equity relationship: Minimum 20% of the investment amount should be financed by the equity contribution.

We are waiting you to our nearest branch to receive your application.

Click for our nearest branches.

Sustainable Agriculture Loan

Aim: To provide financial support to enterprises for resource efficiency and sustainable production investments in agriculture.

Loan amount: Maximum 2 million EUR or 34 million TL

Currency: TL or FX

Term: Up to 7 years

Interest rate: Please consult with our nearest branch for the current interest rate.

Loan / Equity relationship: Minimum 20% of the investment amount should be financed by the equity contribution.

We are waiting you to our nearest branch to receive your application.

Click for our nearest branches.

Step by Step Loan Application Process

- SME applying for a loan provides our bank with details on the budget of the investment subject to financing, the investment schedule and how to reduce the environmental footprint through the relevant investment.

- The investment plan is evaluated by our bank's sustainable finance experts. If found compliant, the necessary loan application step is taken to obtain financing; if not, the application step can not proceed.

- If the investment plan is found compliant, an environmental consultant is assigned to the SME on a project-specific basis.

- After the consultant's assessment, our bank evaluates issues such as the feasibility of investment, the financial status of the SME and its' understanding of doing business within the framework of loan policies. If the evaluation is positive, a loan limit is determined by our bank. We would like to point out that applications that do not comply with our bank's loan policies will result in negative results and the loan can not be used.

- Various information and documents are requested from the applicants which are evaluated positively in line with the loan policies of our bank. If all the information and documents are completed and valid, the loan is provided and used as advance or progress payments.