Via Akbank branches, you can have your Plan of Investment in the Prestigious Pension, and you can start your retirement plan with the initial contribution and benefit from the high return and low deduction rate advantages.
The Plan of Investment in the Prestigious Pension is provided by AgeSA Hayat ve Emeklilik A.Ş. Akbank is an AgeSA agent.
Who can participate in the Plan of Investment in the Prestigious Pension?
Anyone over 18 and having the capacity to use his/her civil rights can participate in this system.
What are the features of the Plan of Investment in the Prestigious Pension?
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Minimum Contribution: The monthly minimum contribution is TRY 328.
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Initial Additional Contribution: The additional contribution required to be paid at the beginning to have a high pension income is TRY 30.000.
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Payment Period and Payment Instruments: You can set your payment frequency as monthly, quarterly, semiannual or annual as you wish, and you can make your payment either by your credit card or your bank account.
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Entrance Fee: Your entire entrance fee is postponed in the Plan of Investment in the Prestigious Pension. The postponed entrance fee will be collected in case you terminate your contract within the first 5 years and is calculated according to the term of your contract. The total deduction that can be made in the first 5 years of the contract is 8% of the monthly Minimum Gross Wage of the relevant month for each year. During the termination, the administrative expense fees collected are deducted from this amount, and the balance amount is calculated as the Postponed Entrance Fee.
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Administrative Expense Fee: No administrative expense fee is collected in the Plan of Investment in the Prestigious Pension.
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Suspension Deduction: If the pension contract is suspended, no additional administrative expenses fee up to the maximum limit determined by the Undersecretariat of Treasury is collected from the principal of the saving for the term of suspension in this plan. The mentioned deduction is TRY 2 for each suspended full month, and this amount will not be collected under your plan. If payments are interrupted for more than a year, the fixed fees paid by our company to the Pension Monitoring Center in relation to the private pension account will be deducted from the principal of the saving.
What are the advantages of the Plan of Investment in the Prestigious Pension?
- You can make a regular saving.
- Your saving is managed by specialists.
- Your pension investment funds at AgeSA are managed by Ak Investment Management that is one of the largest portfolio companies in Turkey.
- You can determine your payment frequency yourself. (monthly, quarterly, semiannualy or annualy)
- You can change your plan and fund distribution.
- You can make interim payments and interrupt your payments
Please remember that the sooner you pay, the sooner you will benefit from the state subsidy.
You can interrupt your contribution payments during the periods when there are unexpected changes in your financial condition.
How to Retire?
The Plan of Investment in the Prestigious Pension is the private pension plan number 159 provided by AgeSA Hayat ve Emeklilik A.Ş.