Zafer Kurtul - Director and CEO
Zafer Kurtul joined Akbank in 1998 as an Executive Vice President and in November 2000 was appointed the CEO. Previously he worked at Citibank, BNP-Ak-Dresdner Bank and Société Générale. Mr. Kurtul has an undergraduate degree from Istanbul University Faculty of Business Administration and an MBA in Finance from the University of Wisconsin – Madison. Mr. Kurtul is a Chartered Financial Analyst (CFA). He is a member of Institut International D’etudes Bancaires.

Hakan Binbaþgil - Deputy CEO - Retail Banking
Hakan Binbaþgil initially joined Akbank in October 2002 as the Executive Vice President in charge of Change Management. In October 2003, he was appointed the Executive Vice President in charge of Retail Banking. A graduate of the Faculty of Mechanical Engineering at Boðaziçi University, Mr. Binbaþgil has an MBA degree in management and finance from LSU, Baton Rouge, Louisiana in the USA. Mr. Binbaþgil has worked as management consultant in the London and Istanbul offices of Accenture and as Executive Vice President for Retail Banking at Pamukbank. He has served on the Board of Directors of numerous organizations.

Resit Toygar - Deputy CEO - Treasury
Reþit Toygar joined Akbank as a Management Trainee in 1990. Prior to his appointment as an Executive Vice President in 1998, he served as the Manager of the Treasury Department. Mr. Toygar is a graduate of Kingston Polytechnic, Faculty of Economics and holds a MS degree in Economics from London School of Economics in the UK.

K. Atýl Özus - Executive Vice President - CFO
K. Atýl Özus joined Akbank in November 2000 as Vice President in charge of Financial Control and Risk Management and then was promoted to Senior Vice President. In December 2007, Mr. Özus was appointed as the Executive Vice President (CFO) in charge of Financial Coordination and Investor Relations. Mr. Özus was as an Audit Manager at Ernst&Young before joining Akbank. He is a graduate of the Faculty of Business Administration at Bosphorus University.

Zeki Tuncay - Executive Vice President - Human Resources and Support Services
Zeki Tuncay joined Akbank in 1980 as an Assistant Internal Auditor. After serving as the Personnel Manager, he was appointed the Executive Vice President in charge of Human Resources in 1994. Zeki Tuncay is still serving as the Executive Vice President in charge of Human Resources, Credit Follow-Ups and Support Services. Mr. Tuncay is a graduate of the Academy of Economics and Commercial Sciences in Ankara.

M. Fikret Önder - Executive Vice President - Private Banking
Fikret Önder joined Akbank as an Executive Vice President in July 2000 and is responsible for Private Banking. Previously, he held managerial positions at various banks abroad. Before joining Akbank, Mr. Önder served at Bank Julius Baer & Co. in London as a Senior Portfolio Manager and the Vice President in charge of Private Banking. He is a graduate of the University of Bonn and holds a degree in Economics.

Sevilay Özsöz - Executive Vice President - Operations
Sevilay Özsöz joined Akbank as an Advisor to the CEO in December 2001 and was subsequently appointed Executive Vice President in April 2002. Before joining Akbank, Mrs. Özsöz held various managerial positions at both Garanti Bank and Ottoman Bank. Mrs. Özsöz is a graduate in Economics from Istanbul University.

Alpaslan Özlü - Information Technologies
Alpaslan Özlü joined Akbank as an Executive Vice President in March 2006 and is responsible for Information Technologies. He is a graduate of the Faculty of Arts and Sciences at Middle East Technical University and holds an MSc degree in computer engineering from the same university. Mr. Özlü was an executive Vice President at YKB before joining Akbank.

Ferda Besli - Executive Vice President - Commercial Banking
Since 1987 when he joined Akbank, Ferda Besli has worked as an Internal Auditor and Branch Manager, followed by his post as Vice President in Corporate Banking and Senior Vice President in Commercial Banking. In 2006, Ferda Besli was appointed Executive Vice President in charge of Commercial Banking, a business unit recently established at Akbank. Mr. Besli is a graduate of the Faculty of Economics at Istanbul University.

Ahmet Fuat Ayla - Executive Vice President - Credits
Ahmet Fuat Ayla joined Akbank as Corporate Branch Manager in 2002 and was assigned as the Corporate and Commercial Credits Approval Unit Division Head in 2005. Mr. Ayla was then appointed Executive Vice President in 2007. He is in charge of retail, corporate and commercial credits. A graduate of the Business Administration Department at Middle East Technical University, Mr. Ayla started his career as an Interbank MT. He performed the functions of Marketing Department Head in Finansbank and Marketing Manager in Osmanlý Bank.

Hülya Kefeli - Executive Vice President - International Banking
Hülya Kefeli has been with the Bank since 1983 and held various positions in Foreign Relations and International Banking Divisions of the Bank. She was appointed as an Executive Vice President in 2007. Mrs. Kefeli is a graduate of Istanbul Technical University Faculty of Business Administration and Engineering in Istanbul.

A. Galip Tözge - Executive Vice President – Retail Banking
A. Galip Tözge joined Akbank in September 2002 as Senior Vice President in charge of Retail Banking Distribution Channels. In December 2007, Mr. Tözge was appointed as the Executive Vice President. In addition, he was a Director on the Board of Ak Investment Securities Inc. Before joining Akbank, Mr. Tözge served as a Executive Vice President in Citibank Turkey. He is a graduate of the Faculty of Business Administration at Marmara University and holds an MBA degree from Missouri University in the USA.

Cem Mengi - Executive Vice President - Corporate Banking
Cem Mengi joined Akbank in 2001 as Senior Vice President, responsible for Corporate Banking and Project Finance and was appointed Executive Vice President in 2008. Previously he worked at Finansbank, Interbank, Körfezbank and as Executive Vice President at Rabobank International. Mr. Mengi has done his "A Levels" in Mathematics and Physics in England and had a degree in Management Information Systems from International University. Mr. Mengi is a member of TÜSÝAD and GYIAD.

Burak Tansan – Executive Vice President – Strategy and Corporate Communication
Burak Tansan joined Akbank in 2004 as Senior Vice President responsible for Strategy and was appointed Executive Vice President in charge of Strategy and Corporate Communications in 2008. Before joining Akbank, Mr. Tansan worked as a management consultant at Bain and Company in Istanbul. From 2001 to 2004 he worked as a Senior Project Leader at The Boston Consulting Group (BCG) in Istanbul. Burak Tansan is a graduate of Boston University, School of Management and holds an MBA degree in business administration from Harvard University (HBS). He has also served on the Board of Directors of Ak Emeklilik and Aksigorta.

Mine Könüman – Executive Vice President – Payment Systems
Mine Könüman joined Akbank in 2003 as the Senior Vice President in charge of credit cards. In August 2008, she was appointed as the Executive Vice President in charge of Payment Systems, Merchant Relations and Banking Cards. She has held various managerial positions at Yapý ve Kredi Bankasý, Alternatifbank and Bank Europa and has served on the Board of Directors of numerous organizations before joining Akbank. Mrs. Könüman is a graduate of the Faculty of Economics and Administrative Sciences from Boðaziçi University.